What we do
Policy Advocacy & Advisory
We work closely with the Reserve Bank of Malawi (RBM), Malawi Communications Regulatory Authority (MACRA), and other policy institutions to shape enabling regulatory frameworks. Our engagement includes contributing to digital ID development, open finance, and regulatory sandboxes that promote innovation without compromising consumer protection.
Innovation & Startup Support
ADFS nurtures fintech growth by providing access to mentorship, regulatory guidance, technical resources, and investment linkages. Through our partnerships, we help startups scale viable products that serve the real needs of Malawians.
Training & Capacity Building
We offer professional training, workshops, and executive learning labs in digital finance, compliance, innovation, and literacy. Our programs are designed for both public institutions and private sector players looking to enhance their DFS capabilities.
Research & Market Intelligence
ADFS conducts and publishes in-depth DFS landscape reports, consumer research, and policy briefs. We help stakeholders make informed decisions through evidence-based insights tailored to the Malawian market.
Ecosystem Building & Events
From national policy dialogues to networking events and innovation showcases, ADFS creates platforms where stakeholders engage, collaborate, and align for impact.




